Embedded Payments

Embedded Payments for Food Halls & Multi-Vendor Operators | Tabski
Embedded Payments

Payments Built for Multi-Vendor Complexity

Native cash discounting, split funding, automated rent collection, and tenant-level batch reports — purpose-built for food halls, food courts, and multi-operator venues.

Live Settlement — Today
$0
Interchange absorbed by operator
100%
Processing fees offset
Guest Payment $52.40
Platform Fee (split) −$2.50
Cash Discount Applied −$0.00
Tenant Net (Pho Saigon) $49.90
3.5%
Avg. processing cost eliminated with cash discounting
Real-time
Split funding to platform & tenant accounts
$0
Manual reconciliation required per settlement
Auto
Rent collection on every batch, no invoicing
Native Cash Discounting

Stop Absorbing Card
Processing Fees

Tabski's native cash discounting automatically adds a service fee to card transactions while presenting a lower cash price — fully compliant and built directly into the checkout flow. No add-ons, no patches.

  • Dual pricing displayed at POS, QR, and online order points
  • Configurable per-tenant or hall-wide — operators stay in control
  • Compliant with card brand rules — service fee model, not surcharging
  • Save up to 3.5% on every card transaction — recaptured, not passed to a processor
Without Cash Discount
Ticket Total$50.00
Card Fee (3.4%)−$1.70
Interchange−$0.80
Operator Nets$47.50
With Cash Discount
Cash Price$50.00
Card Price (+3.5%)$51.75
Fees Recovered+$1.75
Operator Nets$50.00

Illustrative example. Actual rates vary by processing environment.

Split Funding

Platform Fees Separated from Tenant Settlement. Automatically.

Every transaction is split at settlement — your platform fee routes to the operator account, and the net tenant amount routes to the vendor. No manual reconciliation, no waiting for payouts.

  • Configurable platform fee per channel — dine-in, QR, online, and delivery can differ
  • Instant split at authorization — no holding funds or manual wire transfers
  • Tenant sees their net in real time via the tenant portal
  • Operator sees gross revenue, platform fee, and net payouts separately
Settlement Engine
💳
Guest Transaction
Card — Visa Debit
$85.00
Platform Fee
$8.50
10% → Operator Account
Tenant Net
$76.50
→ Vendor Bank Account
Settlement Complete
Same-day ACH initiated
Tenant Batch Reports

Every Vendor Gets Their Own
Clean Settlement Report

Tabski generates individual batch reports per tenant — broken out from the operator-level batch — so vendors have full visibility into their sales, refunds, platform fees, and net payout without seeing other tenants' data.

Tenant Gross Sales Platform Fee Refunds Net Payout
Pho Saigon
$3,240.00 −$324.00 −$42.00
$2,874.00
Burger Lab
$5,810.00 −$581.00 −$0.00
$5,229.00
Taco Fuego
$2,190.00 −$219.00 −$30.00
$1,941.00
Pressed Juicery
$890.00 −$89.00 −$0.00
$801.00
📋
Isolated Tenant Visibility
Each tenant sees only their own sales, fees, and payout — no cross-tenant data exposure.
📤
Automatic Email Delivery
Batch reports emailed to tenant contacts on your schedule — daily, weekly, or per-batch close.
📊
Operator-Level Rollup
Hall operators get a consolidated view — all tenants, platform fees, and gross hall revenue in one report.
Automated Rent Collection

Rent Collected on Every Batch. Zero Invoicing.

Tabski's automated rent engine collects percentage-based or fixed rent from tenant settlements — no invoices, no missed payments, no awkward conversations. Revenue flows to the operator on every close.

%
Percentage Rent
Collect a defined % of gross sales per tenant per batch. Scales with vendor performance.
$
Fixed Rent
Set a flat dollar amount per period, deducted automatically at settlement.
Hybrid (Base + %)
Minimum base rent plus revenue-share above a sales threshold — flexible lease structures supported.
1
Guest Pays at POS or Online
Tabski captures the transaction across all order channels and logs gross tenant revenue in real time.
2
Batch Closes (Daily or Per-Session)
At batch close, Tabski calculates gross sales, applies rent formula, deducts platform fees, and computes net payout.
3
Rent Routes to Operator Account
Rent funds route directly to the operator's bank account via ACH. No manual collection required.
4
Tenant Receives Net + Report
Vendor receives their net payout and a detailed batch report showing gross, rent deduction, fees, and net — full transparency.
Advanced Payment Routing

Built for Multi-Merchant Complexity

Food halls, food courts, and ghost kitchens need payment infrastructure that handles multiple merchants under one roof. Tabski's routing engine was architected for exactly this.

🔀

Sub-Merchant Architecture

Each tenant operates as a sub-merchant under the operator's master account — separate reporting, separate payouts, unified management.

⚙️

Per-Channel Fee Control

Set different platform fees for dine-in, QR ordering, online, and third-party delivery — each channel can carry its own margin structure.

💰

Transparent Custom Rates

Work with a payments expert for a custom processing rate with a rate lock guarantee — no surprise fee increases.

🔄

Recurring Payments

Set up subscriptions, membership fees, and recurring charges directly in Tabski — no third-party billing tools required.

📱

Card-on-File Across Channels

Customers store payment methods once and use them across in-person, QR, and online ordering seamlessly.

📈

Unified Reporting Dashboard

Operator-level reporting shows every tenant, every channel, and every transaction in one place — with drill-down into any tenant's batch.

Omnichannel Payments

One Payment Stack. Every Channel.

Accept and route payments across every touchpoint — from tableside POS to QR ordering to branded mobile apps — all under the same embedded payment infrastructure.

  • Store cards across in-person and digital channels for frictionless repeat purchases
  • Apple Pay, Google Pay, and tap-to-pay supported at all POS terminals
  • Split payment support — guests can divide tabs across multiple cards or payment methods
🖥️
POS Terminal
Chip, tap, swipe & manual entry
📱
QR Ordering
Guest-initiated digital checkout
🌐
Online Ordering
Scheduled, pickup & delivery
📲
Mobile App
Branded loyalty & ordering app
Security & Compliance

Enterprise-Grade Security. Operator-Level Simplicity.

PCI compliance in minutes. End-to-end encryption on every transaction. Proactive chargeback management built into the operator dashboard — no third-party tools needed.

🔒
PCI DSS Compliant
Achieve and maintain PCI compliance through Tabski's guided setup — no third-party assessment required for most operators.
🛡️
End-to-End Encryption
Cardholder data is encrypted at the point of interaction and never stored in plaintext on your system.
⚖️
Chargeback Management
Manage and dispute chargebacks directly in the Tabski dashboard — with evidence packaging and status tracking built in.
Fast Onboarding
Start accepting payments online in minutes. Full merchant underwriting happens in the background — no lengthy paper applications.
FAQ

Common Questions About Tabski Payments

How does Tabski's native cash discounting work?
+
Tabski displays two prices at checkout — a lower cash price and a slightly higher card price that reflects a service fee. When a guest pays by card, the service fee offsets your processing cost, so your net revenue matches what you'd receive on a cash transaction. This is compliant with Visa, Mastercard, and Amex rules when implemented as a service fee model (not a surcharge). The entire flow is built into the POS, QR, and online ordering checkout — there's no separate configuration needed.
Can I set different platform fees for different tenants or channels?
+
Yes. Tabski allows you to configure platform fees per tenant and per channel. For example, you might charge a 10% platform fee on dine-in orders but a 15% fee on online or delivery orders to offset third-party delivery costs. These are applied automatically at settlement — no manual adjustments needed.
How does automated rent collection differ from a platform fee?
+
Platform fees are charged on each transaction and represent the operator's service or technology fee per order. Rent is a separate line item collected per batch or per period — it can be a percentage of gross sales, a fixed dollar amount, or a hybrid of both. Both route to the operator account separately, and both appear as distinct line items on tenant batch reports so vendors have full transparency.
Do tenants need their own payment processor or merchant account?
+
No. Tabski operates on a sub-merchant model — tenants are onboarded under the operator's master payment account. They receive their own payout account and batch reports without needing to establish an independent merchant account. Onboarding a new tenant takes minutes.
How quickly do tenants receive their payouts?
+
Standard payout timing is next-day ACH after batch close, though this can vary depending on your banking relationship and processing setup. Tabski's payment team works with operators to optimize payout speed based on their specific configuration.
Get Started

Ready to Eliminate Processing Costs and Automate Collections?

Talk to a Tabski payments expert and see how cash discounting, split funding, and automated rent work together in your venue.